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Loan Modification & Loan Restructuring

Why Should I Use A Loan Modification Attorney?

SJ Packman Associates' team of experienced Loan Modification Attorneys and mortgage specialists can help you safely restructure your home loans. We work with both lender and borrower to ensure a mutually agreeable resolution. Our loan modification attorneys and specialists are fully licensed and committed to help you more capably pay back your loans.

What is a Loan Modification?

Loan modifications or loan restructurings are a process where a homeowner who is experiencing financial hardship can have their existing mortgage contract altered in order to make their payments more affordable. A loan modification can be done whether you are delinquent on your current mortgage loan payments or not. With a loan modification, there is a change made to the existing mortgage contract which is agreed to by the lender and the borrower. This change to the mortgage can be made in the interest rate, the term of the loan, the amount of principal owed, or a combination of the rate, term and principal, in order to better suit the homeowner’s needs and ability to pay.

Loan modifications or loan restructurings can be a great way to prevent a foreclosure on your home. Whether you can’t make your current mortgage payments, or you can make your current mortgage payments, but you just can’t catch up on your past due amount, a loan modification might be the right strategy for you. Our loan modification attorneys and specialists will negotiate with your lender’s loss mitigation department for you in order to come to an agreement where the terms of the loan will become affordable and realistic. A modification or restructuring of your existing mortgage will immediately bring your account to a current status and will give you a second chance at being able to make your mortgage payments.

Trust Our Loan Modification Attorneys to Help Protect Your Home

SJ Packman & Associates is a New York based law firm that helps people across the United States. We maintain an expert team of loan modification attorneys, paralegals and specialists that help ordinary people restructure their loans to achieve a better financial situation. As a licensed law firm, you receive safe, professional assistance for your loan modifications that simply cannot be matched by other companies or agencies. SJ Packman & Associates also specializes in Debt Settlement, Bankruptcy Help, Debt Counseling, Lawsuit Defense & much more

Based on your current income as well as financial hardship, SJ Packman & Asssociates will determine the best course of action for you. We do not only offer one solution, as there is no one process that can solve everyone’s needs. We take our time with you and help evaluate what your best course of action should be. Call now and one of our advisors will get you started on your path to financial freedom. There is no obligation to enroll, so make sure you call us at 888.314.1722 or visit our Contact Us page today.

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