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Debt Collection Defense

Debt Attorneys Are Your Last Line of Defense Against Creditors

If you are being sued by a credit card company, debt collector or a 3rd party collector that has purchased (or is collecting on) your delinquent account, the Debt Attorneys at The Law Offices of S.J. Packman & Associates L.L.C. can help. We have provided Debt Collection Defense to many clients in the same situation and can guide you in analyzing your budget to determine if we should assist with defending, postponing, or settling your lawsuit, or if we may need to help you to file for bankruptcy.

I’m Being Sued by My Creditors. How Can SJ Packman Debt Attorneys Help?

Debt collection defense litigation is a large part of our practice at SJ Packman & Associates. Our law firm is staffed with highly qualified consumer debt attorneys who specialize in this area of the law. Our debt attorneys are well versed in protecting the rights of our clients an will vigorously work to defend them.

In many instances we have gotten cases dismissed or have been able to settle before they go to court and turn into judgments. In other cases, the strategy has been to postpone as long as possible, thereby buying time and allowing a client to save funds that are used in a settlement agreement, thus avoiding a judgment.*

We understand that each lawsuit is different and that each of our clients is different. We are well prepared for every different situation and always take into consideration the client's budget. Our debt attorneys carefully analyze your situation and will work with you to develop the appropriate strategy that best suits your needs.

I’m A Victim of a Default Judgment. Can You Help?

Yes! Default judgments happen when a debt collection attorney tries to get a judgment against an individual without that individual even knowing it! The collection attorney claims to have served a summons and complaint that has not been served properly. The summons and complaint can be sent to an inaccurate address or even served to the wrong person. Without an individual being notified there is a pending lawsuit against them and there is no way for them to defend themselves. By not showing up (and defending themselves), the individual automatically loses their case, thus judgment is awarded to the creditor by default. This is referred to as a "default judgment". Our debt attorneys can help fight to remove that default judgment and force the collection attorney to start the case all over again, thus allowing ample time for us to defend, postpone or settle the case.

Trust SJ Packman Debt Attorneys for Your Debt Collection Defense

SJ Packman has a wealth of experience in debt collection defense and has been protecting the rights of consumers just like you for many years. With our extensive experience and comprehension in debt collection defense, we are able to successfully battle for our clients’ rights, leading us to outstanding results.*

We are a law firm based in New York and practice nationwide.If you are being sued by a creditor, debt collector, or debt buyer, we understand that it can be extremely stressful. Our client service representatives, paralegals, and attorneys are fully committed to providing the best personalized attention in a one-on-one setting. We will always be here for you as a shoulder to lean on in your time of need.

At S.J. Packman & Associates, our attorneys, certified debt specialists and paralegals are trained to ask the right questions to find out about your specific situation.   We take our time with you and evaluate what your best course of action should be based on your current financial hardship. We do not only offer one path, as there is no one process that can solve everyone’s needs. When dealing with a lawsuit, time is of the essence! Call 888-314-1722, and one of our advisers will be there to get you started on your path to financial freedom! There is no obligation to enroll, so don’t delay.

*Past performance does not dictate future results

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